A powerful inheritance tax planning tool designed by advisers, for advisers

Estate planning can feel complicated - especially when it involves multiple decisions made over time, each with different solutions, priorities and trade-offs. That complexity can make it hard for clients to understand the overall impact of their choices, or how starting earlier can change the picture.

IHT Pathfinder helps bring clarity to that journey. This easy-to-use tool lets advisers model a client’s potential inheritance tax (IHT) exposure using different estate planning strategies, including Business Property Relief (BPR), gifting and life insurance. It creates a tailored view that advisers can share with clients, explore different scenarios and demonstrate what planning done well could mean for the amount ultimately left to loved ones.

Built for ongoing IHT planning rather than one off projections, IHT Pathfinder can be used throughout a client’s lifetime, helping advisers revisit approaches as circumstances change and support better long-term outcomes.